Mobikwik Wallet Introduction
Mobikwik is an Indian mobile wallet and digital payment platform that allows users to store money in a digital wallet and make various types of financial transactions, including mobile recharges, bill payments, online shopping, and more.
Mobikwik provides users with a digital wallet where they can load money from their bank accounts or other sources. This wallet can then be used for various transactions without the need to enter payment card details each time.
Mobile Recharges: Users can use Mobikwik to recharge their mobile phone, pay for prepaid and postpaid mobile bills, DTH (Direct to Home) services, and other utility bills.
Online Shopping: Mobikwik offers a platform for online shopping where users can make payments using their wallet balance. It also provides various offers and cashback deals for users who shop through their platform.
Bill Payments: You can use Mobikwik to pay a wide range of bills, including electricity, gas, water, insurance premiums, and more.
Money Transfer: Mobikwik allows users to send and receive money to/from other Mobikwik users and bank accounts. It facilitates both person-to-person (P2P) and person-to-bank (P2B) transfers.
Offers and Discounts: Mobikwik often runs promotional offers and cashback deals to incentivize users to use their platform for transactions. Users can save money through these promotions.
Payment Options: Users can load money into their Mobikwik wallet using various methods, including credit/debit cards, net banking, UPI (Unified Payments Interface), and even by depositing cash at authorized Mobikwik agents.
Security: Mobikwik takes security seriously and employs various measures like encryption and two-factor authentication to protect user data and transactions.
Mobile App: Mobikwik is primarily accessed through its mobile app, which is available for both Android and iOS devices. This app makes it convenient for users to manage their digital wallet and make payments on the go.
How To Add Money To Mobikwik Wallet From UPI
Install Mobikwik App: If you haven’t already, download and install the Mobikwik app on your mobile device. You can find it on the Google Play Store for Android devices or the Apple App Store for iOS devices.
Login or Sign Up: Open the Mobikwik app and log in to your existing account or sign up for a new one if you don’t have an account.
Access Wallet: Once you’re logged in, you should be on the app’s home screen. Locate and tap on the “Wallet” or “Add Money” option. It may also be labeled as “Add Money to Wallet” or something similar.
Enter Amount: In this section, you’ll be prompted to enter the amount of money you want to add to your Mobikwik wallet. Enter the desired amount.
Choose Payment Method: When you’re asked to select a payment method, choose “UPI” or “Unified Payments Interface.”
Enter UPI Details: You’ll need to provide the UPI ID or UPI VPA (Virtual Payment Address) associated with your bank account. This is usually in the format of yourphonenumber@bankname or similar. Make sure to double-check the details for accuracy.
Authorize Payment: After entering your UPI details, Mobikwik will send a payment request to your UPI app or bank app. Open your UPI app (Google Pay, PhonePe, BHIM,) and approve the payment request. You may need to enter your UPI PIN or provide any additional authentication required by your bank.
Confirmation: Once the payment is authorized and processed, you’ll receive a confirmation on both the Mobikwik app and your UPI app. The money should now be added to your Mobikwik wallet.
Wallet Balance Update: Your Mobikwik wallet balance will be updated to reflect the newly added amount. You can use this balance to make various transactions, such as mobile recharge, bill payments, online shopping, and more.